If you are taking over the matrimonial home after a divorce, do you have to refund your ex-spouse's CPF? The answer depends on the Court Order. Learn the difference between a full CPF refund, partial CPF refund and no CPF refund, and what each option means for your future CPF obligations when the property is eventually sold.

Gifting your share of a property does not simply mean transferring it for $0. CPF refunds, stamp duties, financing and the existing mortgage must all be considered before the transfer can be completed.

Decoupling and gifting can both result in one co-owner becoming the sole owner of a property, but they are not the same. We explain the practical differences, including stamp duty, CPF and financing implications.